Your legal responsibility to support your minor-aged child financially remains in effect, even if you are laid off or lose your job. Yes, that’s right. As a Child Custody Lawyer, I’m telling you that you must pay child support even if you don’t have work or employment. If you are not your child’s primary custodial parent, you likely have regular child support payments due to your ex. If you become unable to meet your monthly obligation, you should notify your ex, as unexplained delinquency could prompt him or her to take legal action that results in you being held in contempt of court or even forced to serve jail time. Furthermore, you should consult your Long Island lawyer and investigate your options for the following – Unemployment benefits — If you are eligible for unemployment benefits, the amount you owe in child support can be taken from those payments. Talk to the family court — If you are ineligible for unemployment benefits, you may be able to work out an arrangement in which your payments are temporarily reduced or put on hold until you find a new job. Once your employment resumes, your monthly obligation may increase in order to cover the period of missed or incomplete payments. New employment — Consider taking a temporary or part-time job to help you meet your child support obligations until you find another full-time position. Modification — In Utah, support payment obligations are calculated using a formula. If your or your ex’s financial circumstances change significantly, you may be eligible for a child support modification, in which the courts recalculate the amounts both you and your ex owe and issue a new order. You must formally request a modification in order to initiate the recalculation process. Supervised Visitation TimeSupervised child visitation is any time with your children that’s court-ordered and occurs under supervision of court-appointed officials, social workers or law enforcement officers. The presence of supervision during your special time with your child can feel unnatural and make the experience difficult. It can be challenging to deeply connect with your child when there’s an outsider who is carefully listening to your conversations and watching all your interactions. Plus, these visitations often occur in locations outside your home. In Salt Lake City, they often happen at a counseling center called Renaissance. However, there are still ways you can have positive time with your child during supervised visitations. Below are some examples of activities that will allow you to get the most from the experience – Play games: What kid doesn’t like to play games? There are typically plenty of games and toys available at these visitation locations, but you can also ask ahead of time if you can bring one of your own along. The best part about these games is that it’s easy to be sucked into the action of the game and just have fun, allowing you to forget that a supervisor is present. You can take some time to laugh and enjoy normal interactions, even in an abnormal environment. Working on a project together can be a great way to teach your children some important skills, while also having some genuine time to share with each other. You could make a birdhouse, a refrigerator magnet, some puppets or a picture frame. Ideally, the item would be something your kids can bring home and can do again if they wish. Reading is another constructive activity that can help kids learn and improve an important skill. It is also a great way for parents to bond with their children. If you have the equipment needed to do some simple cooking with your children, you should strongly consider doing so. It’s a positive and constructive activity that makes it easy to bond with your kids. You can make cookies or brownies together, and then your children can bring them home to enjoy. Child Support Lawyer Free ConsultationIf you need legal help with child support in Utah, please call Ascent Law at (801) 676-5506 for your free consultation. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 49 reviews
via Michael Anderson https://www.ascentlawfirm.com/no-job-and-child-support/
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People sometimes fail to accurately file their tax returns for various reasons. For example, some taxpayers may under report their cash income, which can lead to tax penalties. For this reason, the IRS picks out tax returns that seem suspicious and proceeds with the audit process. There are many reasons why a tax return can be audited. Once your tax return is being audited, there’s a higher chance of receiving penalties if you fail to give accurate information or follow proper directions. Read on to learn about the potential tax audit penalties and consequences. So, if you’re facing any of the above penalties as the result of the audit, you have two options: either to accept the penalties and interests charged or deny the result of the audit. If you decide to accept the IRS’s audit conclusion, then you must pay the amount by the deadline. There are several different reasons for receiving tax penalties that result from a tax audit. Here’s a list of some of the most common reasons why taxpayers face tax audit penalties: Ignoring the IRS rules and regulations: Failure to follow the IRS rules and regulations, such as failing to file your tax return. Under reporting Your Taxes: You will face penalties if you under report your income by $5,000 or by 10 percent of the actual income. Misstating the Value of Your Property: Either overvaluing the property or undervaluing depreciating property will result in tax penalties. Not Paying Your Taxes by the Deadline: The IRS will charge you with a failure-to-pay penalty, which is normally half of one percent of your unpaid taxes. The amount of failure-to-pay penalty will apply monthly until your taxes are fully paid. Understating a Gift or Estate: If you understate the value of a gift or estate by more than $5,000, you will have to pay civil fraud penalties. Understating Other Reportable Transactions: When you understate any other tax liabilities, such as inadequately disclosing tax shelters. Types of Tax Audit PenaltiesThe IRS processes tax audits to uncover inaccurate tax returns. During the audit process, the IRS will determine if any of the inaccurate tax returns are subject to: (1) additional interests, (2) civil penalty, (3) civil fraud penalty, or (4) criminal penalty. First, “additional interests” apply to taxpayers who file their tax returns late or fail to pay the taxes on time. The interest rate depends on the amount owed and the timing of the underpayment. Second, “civil penalty” applies to mistakes and errors made in a tax return. If those mistakes or errors result in a substantial discrepancy in your tax return, you may have to pay civil penalty of up to 20 percent of the underpayment. However, if you reasonably make a good faith argument that you relied on a certain substantial authority, you may be able to avoid the penalty. Third, “civil fraud penalty” refers to penalty for any underpayment of tax that results from a fraudulent activity. If you fail to pay the taxes or underpay the taxes you owe, you will be charged 5 to 25 percent of the unpaid tax each month. In cases of civil fraud, a penalty of up to 75 percent of the underpayment will be added to your outstanding balance. If you fail to pay the taxes after an audit within 21 days, the IRS will charge you additional penalties of 0.5 percent for each month you are late in paying the taxes. Fourth, an IRS tax audit will result in “criminal penalties” if you are convicted of crimes, such as tax evasion. A criminal penalty is the most severe penalty that a taxpayer can face during the audit process. If you’ve committed tax evasion, fraud, or any other similar crimes, you can face a substantial amount of civil penalty, additional fines related to the crime, and even jail time. The IRS chooses tax returns for an audit intentionally and randomly. Therefore, being audited does not automatically mean that you have to pay penalties. However, the IRS will examine your tax return to uncover any existing errors, problems, or outstanding balance of unpaid taxes. Depending on the deficiency or the amount of unpaid taxes, your tax return can be subject to additional tax interests, civil penalty, civil fraud penalty, or criminal penalty. The amount and the type of tax audit penalties will depend on the severity of the deficiency found in your tax return. Tax Lawyer Free ConsultationWhen you need tax help from a lawyer in Utah, call Ascent Law for your free tax law consultation (801) 676-5506. We want to help you.
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8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506 via Michael Anderson https://www.ascentlawfirm.com/tax-law-penalties/ All families at one time or another will have “the” discussion on sexuality. For gay and lesbian families this can be an even more sensitive subject. A healthy family, regardless of sexual orientation, shares the same core values — love and respect, commitment and understanding. It is especially important when talking with children to stress what these values mean to the family, and to recognize that there are many different cultures, communities and families around the world. Once an adoption is completed, the business of family life begins. Like all adoptive parents, gay men and lesbians are seeking ways to incorporate their children into their lives and to help them make a smooth transition. They also want to meet other homosexuals who have taken on the challenge of parenting. There are a growing number of support groups to meet these needs. Jose and Enrique, a multiethnic gay couple who adopted 3-year-old Isabel as a toddler, are members of an active group in the area. “Speaking to the parents of older children gives us ideas of how to cope with issues as they come up. Most of the members are women. We could use a few more men!” A vital support network of family and friends is important for any family — adoptive, biological, one with heterosexual parents, or one with homosexual parents. Some gay and lesbian adoptive parents have found that even if their parents had a difficult time accepting their homosexuality, the parents readily accept their new role as grandparents. It is almost as if having children makes them more like mainstream families. “Our parents reacted to our desire to parent pretty much the same way they reacted to our coming out,” says Tim Fisher, father of two and former Executive Director of the Family Pride Coalition (formerly Gay and Lesbian Parents Coalition International). “They said, ‘We love you…but let’s not talk about it.’ With the kids, they have softened their tone a little. They are grandparents who adore their grandchildren.” LGBTQ Adoption Lawyer Free ConsultationWhen you need legal help with an LGBTQ Adoption in Utah, please call Ascent Law at (801) 676-5506. We will help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
via Michael Anderson https://www.ascentlawfirm.com/lgbtq-adoptive-parents/ When you need to evict a tenant, please call us for a free consultation. The federal Fair Housing Act prohibits a landlord from refusing to rent property to a tenant for discriminatory reasons like race, color, religion, national origin, sex or gender, disability, and familial status. Landlords should avoid questions that may appear discriminatory or suggest a discriminatory intent. Every state has different requirements, but common disclosures include the following: notice of mold when the landlord knows/ has reason to believe that it exists, information about a state’s sexual offender registry, notice of sex offenders that live in the area if the landlord has actual knowledge, and disclosure of recent deaths that occurred in the rental unit. Federal law requires that a landlord disclose whether the rental unit contains lead-based paint if the property was built before 1978. A residential lease agreement shouldn’t contain provisions that violate state and/or federal laws. A landlord should avoid the legal mistake of placing discriminatory conditions in a rental agreement, or those that require the tenant to waive the right to a refund of a security deposit or the right to sue the landlord. An illegal provision may result in landlord liability for monetary damages. In many states, landlords are legally responsible for the failure to keep tenants safe from dangerous conditions on a property or safe from criminal activity. A landlord has a duty to make inspections and inform tenants and others that legally enter the property of hazards that exist on the premises. A landlord must take reasonable measures to ensure the safety of tenants from other tenants and from criminals that enter the property. If a tenant sustains physical or property damage after a landlord becomes aware that the property is unsafe, an injured tenant may be able to sue and recover compensation from the landlord. A rental agreement should specify who has the duty to make repairs. A landlord must make some repairs even if a rental agreement doesn’t specify these duties. Every state imposes an “implied warranty of habitability” on all rental premises. A habitable rental unit will provide heating, plumbing, gas, clean water, a structurally safe roof and flooring, and electricity. If a property remains in disrepair, a tenant may choose to fix the problem and deduct the cost from the rent, move out, or report the violation to a state building inspector. The failure to make these major repairs when requested can result in a lawsuit against the landlord. A tenant has a right to privacy. A landlord shouldn’t enter a tenant’s rental unit without first giving a 24-hour written or verbal notice. A landlord can enter after giving notice when showing the unit to a prospective tenant, making a repair, or inspecting the property. It is unnecessary to provide notice when an emergency occurs. A landlord can evict a tenant for the nonpayment of rent, for the failure to vacate the premises after a lease agreement has expired, for a violation of a provision in the rental contract, or if the tenant causes damage to the property and it results in a substantial decrease in the value of the property. Before throwing out a tenant, a landlord must use the eviction process. Every state has different guidelines, but most require giving the tenant a termination notice before filing an eviction lawsuit. If the landlord attempts to remove the tenant without a court order, the tenant may recover damages for the landlord’s actions. Most lease agreements require a tenant to pay a security deposit to cover damage caused by the tenant or for a tenant’s default. After a tenant moves out, a landlord can use the security deposit to fix damage caused by the tenant. A landlord, however, must provide the tenant with an itemized list of deductions and must pay the balance of the deposit to the tenant. The failure of a landlord to provide an itemized statement or the failure to return the unused portion of the security deposit can result in the landlord owing the tenant for monetary damages. When a tenant leaves items behind after vacating the property, the landlord must treat it as abandoned property. The landlord must notify the tenant of how to claim the property, the cost for storage, where to claim the property, and how long the tenant has to claim the items. If the property remains unclaimed and it is worth more than a certain amount, the landlord may sell the property at a public sale after publishing a notice of sale in a local newspaper. If the property is worth less than the state-specified amount, the landlord can either keep the property or throw it away. Besides insuring a property for destruction caused by natural disasters, a landlord should insure a property against lawsuits brought by a tenant. If a landlord illegally evicts a tenant, makes an illegal entry, or if a tenant or a person legally on the premises is injured because of a dangerous condition, insurance will cover the cost of litigation and will pay the damage award. Tenant Eviction Lawyer Free ConsultationWhen you need legal help with an eviction, please call Ascent Law for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
via Michael Anderson https://www.ascentlawfirm.com/tenant-evictions/ You need to remember, as of the date this article is written, marijuana is illegal in the State of Utah. Unless you are medically prescribed marijuana as a medication by a licensed doctor and dispensed by a licensed pharmacist, you could be charged with a crime. If you have any questions about this, please call a marijuana lawyer to discuss it. At Ascent Law, several lawyers practice in both criminal and business law and can assist with you questions when they arise. As a growing number of states have authorized businesses to produce and distribute medical marijuana, or have even gone so far as to legalize the drug’s recreational use within the state, entrepreneurs have eagerly established businesses that produce, process, or distribute marijuana products. The federal government, however, continues to view marijuana as an illegal drug with no medicinal use. The conflict between these views puts marijuana business owners in a tricky situation. This article discusses the risks marijuana businesses face, the caselaw and statements indicating the federal government’s position, and how some businesses seek to shield themselves from exposure to liability for federal crimes while still conducting business within their state. In a climate of increasingly liberal attitudes toward marijuana, as reflected in state marijuana laws, federal marijuana laws remain strict. The Controlled Substances Act (CSA) establishes a system for the classification of controlled substances, dividing substances into groups depending on their potential for abuse, potential for harm to users, and potential use in medical treatments. Marijuana is classified as a Schedule I drug, meaning that the federal government views marijuana as having a high potential for abuse and no acceptable medical uses. Other Schedule I drugs include heroin and methamphetamines. Because of the federal view of the drug, doctors do not write a prescription for marijuana, which might subject them to liability, but rather provide a “recommendation.” Cultivators and distributors of marijuana are unable to insulate themselves from liability, since they are in direct contact with a product that is contraband under federal law. The Drug Enforcement Agency (DEA) is responsible for enforcing federal marijuana laws. Since states began to legalize medical and recreational marijuana, there have been significant changes in the DEA’s position regarding marijuana businesses that comply with state laws. Initially they brought many federal enforcement actions against medical marijuana cultivators and distributors. The Supreme Court’s decision in Gonzales v. Raich firmly established that even businesses that were fully compliant with state regulations risk conviction for federal offenses. Now, the DEA says that while it has the ability to prosecute these businesses it will choose not to do so. Enforcement of Marijuana LawA desire to avoid infringing upon states rights, recognition of changing public attitudes toward marijuana, and the unpopularity of prosecutions involving sick and elderly users and their caregivers have resulted in the federal government doing some backpedalling away from strict enforcement. A policy decision by the U.S. Department of Justice was announced in a 2013 memorandum relating to marijuana prosecutions. In the memo, the Attorney General indicated that prosecutions would focus on production, distribution, and sale activities that clearly fall outside of state legalization schemes, such as the distribution of marijuana by organized crime networks, the distribution of marijuana to minors, the diversion of marijuana to states without legalization schemes, drugged driving, and other clearly unlawful activities. Despite this policy statement, new enforcement actions have commenced against some marijuana businesses that comply with state law and don’t otherwise appear to fall outside of the guidelines presented in the memo. Businesses in California were particularly concerned about the federal civil forfeiture action against Harborside Health Center, a large marijuana business with locations in Oakland and San Jose. The case has continued despite the announced change in national prosecution policy and remained unswayed by a lawsuit filed by the city of Oakland (dismissed for procedural reasons) filed in defense of the business. Marijuana Lawyer Free ConsultationWhen you need legal help with a marijuana matter in Utah, please call Ascent Law (801) 676-5506 for your free consultation. We want to help you,
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506 via Michael Anderson https://www.ascentlawfirm.com/marijuana-law/ An easement is a property right that gives its holder an interest in land that’s owned by someone else. It’s common for people to lack a clear understanding of easements and the numerous legal problems that can arise in their creation, interpretation, and implementation. Luckily, you’ve come to the right place. This article will provide some basic information about easements including how easements are created and transferred. In this article you can also find out about the rights and remedies provided by easements, and an overview of the legal issues consider when it comes to easements. Easement LawAn easement is a “nonpossessory” property interest that allows the holder of the easement to use property that he or she does not own or possess. An easement doesn’t allow the easement holder to occupy the land or to exclude others from the land, unless they interfere with the easement holder’s use. In contrast, the possessor of the land may continue to use the easement and may exclude everyone except the easement holder from the land. How to Create an EasementEasements are usually created by conveyance in a deed, or some other written document such as a will or contract. Creating an easement requires the same formalities as the transferring or creating of other interests in land, which typically requires: a written instrument, a signature, and proper delivery of the document. In limited circumstances, a court will create an easement by implying its existence based on the circumstances. Easement RightsAs a general rule, an easement holder has a right to do “whatever is reasonably convenient or necessary in order to enjoy fully the purposes for which the easement was granted,” as long as he or she does not place an unreasonable burden on the servient land. Conversely, the owner of the servient land may make any use of that land that does not unduly interfere with the easement holder’s use of the easement. What constitutes an undue burden depends upon the facts of each individual situation. The concept of reasonableness includes a consideration of changes in the surrounding area, as well as technological developments. If a court determines that a servient estate is unduly burdened by an unreasonable use of the easement, the servient estate holder has several potential legal remedies. These include court orders restricting the dominant owner to an appropriate enjoyment of the easement, monetary damages when the easement holder exceeds the scope of his or her rights and injures the servient estate, and in some cases extinguishment of the easement. Likewise, remedies exist for interference by the servient owner. Interference with an easement is a form of trespass, and courts frequently order the removal of an obstruction to an easement. If interference with an easement causes diminution in the value of the dominant estate, courts may also award compensatory damages to the easement holder. An appurtenant easement is transferred with the dominant property even if this is not mentioned in the transferring document. But, the document transferring the dominant estate may expressly provide that the easement shall not pass with the land. Because easements in gross are treated as a right of personal enjoyment for the original holder, they are generally not transferable. However, several states have enacted statutes designed to facilitate the transfer of easements in gross. The transfer of easements in gross for commercial uses such as telephones, pipelines, transmission lines, and railroads is often permitted. Courts generally assume easements are created to last forever, unless otherwise indicated in the document creating the easement. Despite this, an individual granting an easement should avoid any potential legal or interpretive problem by expressly providing that the easement is permanent. Although permanent easements are the norm, they can be terminated in a number of ways. Easements of limited duration are commonly used to provide temporary access to a dominant estate pending the completion of construction work. An easement may also be terminated when an individual owning the dominant estate purchases the servient estate, or when the holder of an easement releases his or her right in the easement (in writing) to the owner of the servient estate. Abandonment of an easement can also extinguish the interest, but as a general rule just not using an easement doesn’t constitute abandonment. Under some circumstances, misuse or the sale of a servient estate may terminate an easement. Finally, condemnation of an easement by a public authority, or condemnation of the servient estate for a purpose that conflicts with the easement, terminates an existing easement. Easement Attorney Free ConsultationWhen you need legal help with a Utah Easement, please call Ascent Law for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
Should You Extend Credit to Business Customers? via Michael Anderson https://www.ascentlawfirm.com/utah-easements/ State and local authorities often require even more small business licenses and have more issues to consider than the regulations imposed by the federal government. When you start a business, there are federal and state rules and regulations that the company must abide by in order to legally operate. State and local governments have more wide-ranging regulations for businesses, and there are more local issues for small businesses to consider when starting up. For example, in addition to the federal and local requirements for businesses to obtain licenses, small business owners must also consider other local issues, such as zoning ordinances, building codes, and lease considerations. State License RequirementsBusiness licensing requirements differ from state to state, but most state governments typically require the following types of licenses and permits: Licenses for selling certain products: States require businesses to have licenses to sell products such as liquor, firearms, and gasoline. Unemployment insurance: For businesses with employees, most states require the business to purchase into their system of unemployment insurance. Contact your state’s Department of Labor to find out more. Also, don’t forget to have worker’s compensation insurance in case someone is injured on the job. This is a must if you have any employees or independent contractors you pay to do work for you. Tax registration: For states with a sales tax, you will have to submit an application for a sales tax license to charge customers. Local IssuesRegister your business name: You’ll have to register your business name with local (and likely state) agencies such as the county clerk, along with the business address. You’ll need to take care to pick a name that isn’t being used by another business. If the business is an LLC or corporation, the business name will be registered with the state when you submit the articles of incorporation. If you’re a sole proprietor, the default name will be your name, but you can apply to use a fictitious name (also known as a DBA—”doing business as”) with the city or county. Partnerships can also apply for a DBA with the city or county. Environmental permits: In addition to state and federal agencies that cover environmental issues, local agencies also regulate the environmental impact of businesses, including issues such as air quality, water quality, and waste disposal. For example, the number of local air quality boards is increasing, as is their activism in maintaining or improving air pollution in their locale, with a particular focus on businesses. Local business licenses: In addition to state or federal licenses where applicable, almost all businesses will need a license from the local government (city or county) to lawfully operate within their jurisdictions. These local licenses are typically very easy to obtain and require paying a fee. Health permit: If you’ll be preparing food as part of your business, you’ll need to get permits from the county to do so. Building permits: If you want to remodel or build a new space, you must get building permits from local agencies to ensure safety and to confirm that the remodeling or new space conforms to local ordinances. Depending on the type of work that’s being done, you may also need permits for plumbing, electrical, and heat or A/C work. Be sure to consult with a licensed, experienced contractor to determine what types of permits you’ll need as well as how much it will cost to get your business up to local requirements. Zoning: A zoning permit demonstrates that the location of your business is approved by the city or county for your business’ usage. Zoning laws are locale specific, and can vary even from block to block. The laws regulate things like the type of business that is allowed in an area, waste disposal, the size and placement of signs, and even the appearance of the store front (if, for example, you’re in a historic district). If your specific location isn’t zoned for your type of business and you’ve signed a lease, you have trouble on your hands. So before signing a lease, be sure to confirm that the area is zoned for your usage and that the lease accurately reflects the type of business. Business License Lawyer Free ConsultationWhen you need help with your business licensing in Utah, please call Ascent Law for your free business law consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
Should You Extend Credit To Business Customers? via Michael Anderson https://www.ascentlawfirm.com/business-license-requirements/ Working out a parenting time plan during summer is required for parents of minor children in Utah. A parenting plan includes details on how time with children is shared when school is out. Summer parenting arrangements can be court-ordered or created between amicable parents over time. In any case, good communication is key to making good memories with children over the summer. This year, consider these tips for staying cool when issues with a co-parent heat up: (1) Remember the children: Most children look forward all year to summer vacation. Try to keep their best interests in mind as you work with the other parent to schedule the summer. (2) Plan ahead: No parent appreciates a short-notice phone call or text concerning an event—and most parenting time plans do not permit them. As soon as you have your summer plans in mind, speak and coordinate with the other parent. (3) Family plans: If your family traditionally spent time at a summer home or particular destination, work with your ex-spouse to decide how that could be handled after divorce. Should new traditions be made, old ones honored or somewhere in between? (4) Ask your children: Even children of intact families change their minds about what they want to do from summer to summer. Before you plan to send your kids to an away camp or sign them up for another activity, ask children who are old enough for their opinions. Enforcing Your RightsIf you have not been granted full custody of your children, the courts have likely given you a specific visitation arrangement that will enable you to see them. There are a variety of types of visitation, including weekend visitation, supervised visitation and more. If anyone attempts to interfere with your rights of visitation, there are steps you can take to assert those rights. The most common circumstances in which you need to enforce your rights are when the custodial parent refuses to let you have your court-mandated visitation time with your children. Be sure to keep a written record of every circumstance in which the custodial parent denies you your visitation, so you can have evidence of a pattern of interference. Once you have established this pattern, you have several options: Try mediation. See if you can work out the issues with the custodial parent through a simple discussion. Maybe you just need to tweak the schedules, or set certain ground rules. You may also work it out through professional mediation or counseling. File a motion in the court system. You can file a motion in court to enforce your visitation rights. The court will then clarify all the details of the visitation plan, and could potentially increase your rights and decrease spousal support if you can prove a pattern of interference. In rare cases, the courts may even change who has primary custody. If you become frustrated by the custodial parent’s lack of cooperation in your visitation schedule, never take it out on them by stopping support payments. That can only harm your position in the long run. Free Consultation with Divorce Lawyer in UtahIf you have a question about divorce law or if you need to start or defend against a divorce case in Utah call Ascent Law at (801) 676-5506. We will help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
Simplified Employee Pensions or SEPS via Michael Anderson https://www.ascentlawfirm.com/child-custody-summer-break/ Extending credit to your customers or business partners helps your business increase sales and provide additional sources of revenue. However, there are downsides to extending credit as well, such as having to comply with a variety of federal and state laws, and of the course the possibility of not being able to collect. This article provides some basic introductory information on extending credit to your business’s customers. ID for Credit TransactionsAny business that accepts debit or credit cards for payment should understand the PCI security standards intended to protect consumers, credit card companies, banks, and businesses from fraud and security breaches. Any business that is going to accept credit or debit cards should obtain a complete list of the requirements from the PCI Security Standards Council. Consumer Credit LawsIf your business extends credit to customers, you should become aware of consumer credit laws, which regulate many aspects of your interaction with customers. For example, if your business is extending credit, you will have to comply with rules regarding how you advertise interest rates and how much time you have to respond to claims of billing mistakes. There are also certain rules about how aggressive you can be when trying to collect a debt. It’s important to be in compliance with federal and state consumer credit laws, so it’s definitely in your best interest to find out the laws that will be applicable to your business. Extending Credit and Getting PaidIf you decide to extend credit to your customers, make sure you establish credit practices that are: (1) Fair enough to your customers under state and federal credit laws, and (2) Strict enough to ensure that your business will get paid. You should have credit policy and a set procedure in place that your business will follow if customers don’t pay when they are supposed to pay. Examples of what you can include in your collection procedures are sending out overdue notices, demand letters, and collection notices. Mechanics’ and contractors’ liens exist in most states to provide special collection rights to those who provide services or building materials used to improve property. A contractor’s lien is often referred to as a mechanic’s lien or a construction lien, and is available to contractors, subcontractors, and suppliers of materials. In some states, certain professions such as engineers, surveyors, and architects may also be eligible to file a lien for services that were provided in the course of a home improvement project. In the event that a debt is not paid, the lien can be foreclosed, and the property sold to pay the obligation. It’s important to know that the debtor has the benefit of an “automatic stay” immediately upon filing a bankruptcy petition. This stops you from taking any further action to try to collect the debt owed to your business unless (or until) the bankruptcy court decides to the contrary. Free Consultation with a Utah Business LawyerWhen you need legal help with your business, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506 via Michael Anderson https://www.ascentlawfirm.com/should-you-extend-credit-to-business-customers/ A mortgage is a type of debt that must be repaid within a certain time period, typically for real estate purchases. In the context of buying a home, a person looking to maintain a mortgage should first determine whether a mortgage payment can fit within their existing budget. Many foreclosures, as well as the market crash of 2008, were in part caused by people taking mortgages they could never afford (often pushed by predatory lenders). To avoid foreclosure, it is very important to educate yourself on the legal implications of taking on a mortgage before you begin mortgage shopping. This section includes articles addressing mortgage liability matters and what to do if you are behind on your payments. What to Do When You’re Behind on Your MortgageMost people will experience periods of financial difficulty at least once in their lives, which can make it very difficult to pay your mortgage in full and on time. But keep in mind that lenders are not motivated to foreclose on your loan as long as they know you’re also making good faith efforts to pay repay what is owed. Therefore, you should contact your lender as soon you suspect you may not be able to make your payment on time or in full; the longer you wait, the fewer options you will have. If you have fallen behind on your payments, talk to your lender about the following options: Reinstatement – Borrower pays the past due amount (and any applicable late fees) by a certain date; this makes the most sense for temporary financial setbacks. Repayment – Similar to reinstatement, but a portion of the past due amount is added to the regular monthly payment until borrower is current with payments. Forebearance – Mortgage payments are either suspended or reduced for an agreed-to period of time; when this period has ended, borrower resumes regular payments in addition to the past due amount (either in a lump sum or installments); not a good option if your financial setback is permanent. Loan Modification – Short of selling your home or slipping into default, this is the best option for borrowers whose incomes have fallen indefinitely; this involves a renegotiation of one or more loan terms. Sale – Sometimes selling your home is the only option. Bankruptcy – This is the most extreme option and can blemish your credit report for 10 years, but offers a fresh start for those who cannot repay their debts Does Mortgage Insurance Work?One way to protect yourself against a possible default is to purchase private mortgage insurance, which is required by some lenders if your down payment is less than 15 or 20 percent. This amount is added on to your monthly mortgage payments, but may be cancelled if you accumulate a certain amount of equity in the home (typically 20 to 25 percent). You also may be able to cancel your mortgage insurance policy if your home’s value has significantly increased through a remodel or local property increases. Free Initial Consultation with Mortgage LawyerIf you need legal help with your mortgage, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506 via Michael Anderson https://www.ascentlawfirm.com/behind-on-your-mortgage/ |
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